Housing costs in Croatia are lower than in the EU.

Households with lower incomes in Croatia struggle with housing costs, even though more than 92% of the population live in their own properties. High rental prices and the (un)affordability of apartments are a problem, especially in tourist-oriented countries. Inflation has increased due to rising energy prices, but housing costs in Croatia are below the EU average because of lower utility costs. On average, Croatian households allocate 14.4% of their income to housing, while the EU average is nearly 20%. Households

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