Earthquakes and Natural Disasters Wreck Summer Plans: Does Travel Insurance Even Help?
Popular tourist destinations around the Mediterranean, including Crete, Santorini, Sicily, and Turkey, have been hit by earthquakes and volcanic eruptions in recent months. While the chance of being at the epicenter is small, the recent surge in seismic activity has many travelers wondering: should they cancel their vacation or take the risk?
Travel Insurance – Myth or Savior? Most basic travel insurance policies do not cover natural disasters such as earthquakes, volcanic eruptions, floods, or wildfires. Ernesto Suarez, founder of the insurance company Gigasure, states clearly: “Travelers must be aware that most policies do not cover these events as they are beyond anyone’s control.” So if you thought your insurance would pay if you cancel your trip due to an earthquake, think again.
However, there is a silver lining. Some insurers offer add-ons that can provide coverage if your vacation is disrupted or canceled due to a natural disaster. Simon Mekuloh from Staysure emphasizes that such coverage usually applies only if your trip is directly affected by the disaster.
What to Do If You Are Already Traveling? If an earthquake or eruption hits while you are abroad, the first rule is: stay calm and follow local authorities’ advice. Then contact your airline, tour operator, or travel service provider. They can assist with early return or relocation to a safe place. Additional coverage may reimburse unused parts of your trip or extra costs due to delays.
Gigasure even extends policy duration by 30 days or until you can safely return home. But if you are just uneasy about the destination and decide to cancel as a precaution, your travel insurance likely won’t cover it.
Earthquakes Are Already Causing Tourism Chaos Recent quakes in Turkey, Greek islands, and Italy have sparked concern among travelers. Santorini, one of Greece’s most visited spots, expects a 25% drop in arrivals this year. But many destinations remain as safe as ever.
How to Protect Yourself? Experts advise staying informed. Review your insurance policy, talk to your insurer about what is covered, and monitor official warnings. Natural disasters are unpredictable, but good preparation can save you money and stress.
If you’ve already booked your trip, don’t panic. Stay updated, watch the situation, and if the worst happens, know there are options for help. And if you’re the daring type, here’s hoping your vacation is safe and enjoyable.
Conclusion Earthquakes and natural disasters are no joke, and their rising frequency casts a shadow over millions of summer plans. Travel insurance isn’t a magic fix but can be useful if you understand what you’re buying. So before you pack your bags, read the fine print and remember: nature doesn’t care about your plans.
Now, what do you think? Would you cancel your trip because of an earthquake, or would you take the risk? Share your stories and experiences—maybe your tale will save someone’s vacation!
Source: B92, Euronews, Gigasure, Staysure
