Ah, Montenegro is finally joining the SEPA system! Yes, that famous step towards ‘deeper integration’ with the European financial space, which sounds like it will magically solve all our problems overnight. The CKB bank, that ‘stable and systemically important’ institution, will now be part of the European instant payment infrastructure, meaning faster and ‘more modern’ payments—if everything goes according to plan. Governor Radović assures us that ‘intensive regulatory activities’ are underway and that digitalization of payment services will be at the forefront of innovation. But let’s be real—how many of us actually believe this will be a revolution and not just another bureaucratic paper dance? If you’re ready to jump into the debate on whether this is truly a step forward or just another EU story for the masses, comment below! Who knows, maybe you have a better idea on how Montenegro can really play in the big leagues!
